{
  "as_of": "2026-07-26",
  "window": "2026-06-26 \u2192 2026-07-26",
  "risk_free_apy": 4.5,
  "data_source": "Binance public dumps (data.binance.vision) + spot mirror (data-api.binance.vision); funding since the last monthly dump reconstructed from premium-index data and validated in-build against the most recent settled month",
  "symbols": {
    "BTC": {
      "gross_fund_apy": 6.52,
      "net_apy": 3.68,
      "settles_used": 90,
      "settles_reconstructed": 76,
      "settles_missing_basis": 0,
      "first": "2026-06-26",
      "last": "2026-07-26",
      "verdict": "Not worth it right now",
      "verdict_class": "bad"
    },
    "ETH": {
      "gross_fund_apy": 3.82,
      "net_apy": 0.57,
      "settles_used": 90,
      "settles_reconstructed": 76,
      "settles_missing_basis": 0,
      "first": "2026-06-26",
      "last": "2026-07-26",
      "verdict": "Not worth it right now",
      "verdict_class": "bad"
    }
  }
}